NetPayPlanner2026 Paycheck Calculator: Estimate Your Take-Home Pay
Enter your pay and this free paycheck calculator shows what you take home after federal income tax, Social Security, Medicare and state tax. It works for salary or hourly pay and for weekly, bi-weekly, semi-monthly or monthly paychecks. The numbers use 2026 tax rules.
Pay type
Health insurance, HSA, FSA.
Take-home pay per paycheck
$1,938.08
$50,390 per year, $4,199 per month, $969 per week
- Take-home
- Federal tax
- Social Security
- Medicare
| Per paycheck | Per year | |
|---|---|---|
| Gross pay | $2,307.69 | $60,000.00 |
| 401(k) / retirement | $0.00 | $0.00 |
| Other pre-tax deductions | $0.00 | $0.00 |
| Federal income tax | $193.08 | $5,020.00 |
| Social Security | $143.08 | $3,720.00 |
| Medicare | $33.46 | $870.00 |
| Take-home pay | $1,938.08 | $50,390.00 |
Estimate based on 2026 federal rules and Texas rules. Your actual paycheck depends on your W-4, local taxes and employer benefits.
Take-home pay at common salaries
| Salary | Take-home per year | Per month | Per paycheck (bi-weekly) |
|---|---|---|---|
| $30,000 | $26,285 | $2,190 | $1,011 |
| $40,000 | $34,320 | $2,860 | $1,320 |
| $50,000 | $42,355 | $3,530 | $1,629 |
| $60,000 | $50,390 | $4,199 | $1,938 |
| $75,000 | $61,593 | $5,133 | $2,369 |
| $100,000 | $79,180 | $6,598 | $3,045 |
| $150,000 | $113,791 | $9,483 | $4,377 |
Single filer, no pre-tax deductions, bi-weekly pay.
Paycheck calculators by state
State taxes change your take-home pay a lot. Pick your state for a calculator that uses its rules.
- Texas Paycheck Calculator
- Florida Paycheck Calculator
- Tennessee Paycheck Calculator
- Pennsylvania Paycheck Calculator
- Illinois Paycheck Calculator
- Arizona Paycheck Calculator
- Georgia Paycheck Calculator
- Virginia Paycheck Calculator
- New Jersey Paycheck Calculator
- Maryland Paycheck Calculator
- Minnesota Paycheck Calculator
- Indiana Paycheck Calculator
- New York Paycheck Calculator
Other tax calculators
How the calculator works
We take your gross pay and subtract any 401(k) and other pre-tax deductions you enter. Federal income tax comes from the 2026 tax brackets after the standard deduction for your filing status. Social Security is 6.2% of wages up to $184,500 and Medicare is 1.45% of all wages, with an extra 0.9% above $200,000 for single filers. State tax uses each state's own rates and deductions. What is left is your take-home pay.
Frequently asked questions
What is take-home pay?
Take-home pay, also called net pay, is the amount you receive after taxes and deductions come out of your gross pay.
How accurate is this paycheck calculator?
It gives a close estimate for a standard Form W-4 with no extra adjustments. Your real paycheck can differ because of your W-4 choices, local taxes, and benefits your employer deducts.
Which states have no income tax on wages?
Texas, Florida and Tennessee are three of them, and each has its own calculator on this site. Alaska, Nevada, New Hampshire, South Dakota, Washington and Wyoming also do not tax wages.
Do pre-tax deductions change my take-home pay?
Yes. A traditional 401(k) contribution lowers your income tax but not your Social Security and Medicare tax. Health insurance, HSA and FSA deductions usually lower all three.